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Insurance & Payment

AVORS Medical Group makes care affordable and accessible, accepting most insurance plans, providing transparent costs, and offering flexible payment options.

Orthopedic Care Shouldn’t Come With Surprises

Inclusive Insurance & Payment Policy

At AVORS Medical Group, our priority is ensuring you can access the care you need without unnecessary stress or confusion around insurance. We work with a wide range of insurance plans and provide clear, transparent guidance to ensure a smooth experience from the start. Whether you’re seeing Dr. Kofi Agyeman or another member of our orthopedic team, you’ll receive support that makes your treatment and your billing understandable and predictable.

Our approach is simple: we focus on access, not barriers.

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Behind-the-Scenes

Accepted Insurance Plans

We accept many PPO and HMO plans, as well as Workers’ Compensation and Attorney Liens, when applicable.

Below is an overview of commonly accepted insurance types at AVORS Medical Group.

Contracted PPOs

(No Referral Required)

  • Medicare Part B
  • Blue Cross PPO/EPO
  • Blue Shield PPO/EPO
  • Covered CA – Blue Cross & Blue Shield PPO/EPO
  • Cigna PPO/EPO
  • Aetna
  • Humana PPO
  • Federal Blue Shield
  • UnitedHealthcare
  • Champ VA
  • Village Health Medicare Plan
  • Benefit Administrative Systems
  • Healthnet Federal (Tricare Standard)
  • Tricare 4 Life
  • Tricare Select
  • Healthnet EPO
  • PhysMetrics
  • ASH (American Specialty Health)
  • Correct Care (Inmates)
  • Healthnet EnhancedCare
  • Multiplan / Beech Street / iPHCS / ValuePoint / HealthEOS networks

Contracted HMOs

(Referral Required)

  • Kaiser (PMR & Podiatry only)
  • Healthnet Federal (Tricare Prime)
  • AV Medical Group
  • Brand New Day
  • EHS Medical Group
  • Synermed
  • Community Family Care (CFC)
  • Preferred IPA
  • High Desert Medical Group (HDMG)
  • Sierra Medical Group (Not for Podiatry)
  • Facey Medical Group
  • Healthcare Partners
  • VA Triwest (must provide last 4 of SSN)
  • PhysMetrics (Minors under 18)
  • LA Care Direct (Initial Appointment)

Workers' Compensation

We welcome Workers’ Comp patients. Please note:

  • A Letter of Treatment Authorization (LOA) is required before your first appointment.
  • Follow-up visits typically also require authorization. Our administrative team is here to help coordinate this process efficiently.

Attorney Liens

We accept attorney liens for accident-related orthopedic injuries. Authorization is required for each visit, and we work directly with approved legal partners.

If Your Insurance Is Not Listed

You may still be covered. Many plans process through umbrella networks such as Multiplan or shared network agreements, which we participate in. If you’re unsure, simply call—we’ll verify your coverage for you.

Access Matters More Than Paperwork

Our Commitment

Few orthopedic practices are willing to go this far to simplify insurance and payment—but for us, it’s part of our mission. By keeping costs fair, paperwork light, and access wide open, AVORS Medical Group ensures that nothing stands in the way of your care.

Ready to get started? Book your appointment today and experience orthopedic care that puts people before paperwork.

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